Individual Health Insurance
Don't leave any aspect of your financial well-being to chance; protect yourself with the right insurance coverage for all your needs.
Individual Health Insurance
Stay protected and take control of your health with our individual health insurance plans. From routine check-ups to unexpected medical expenses, we have you covered with affordable and comprehensive coverage options.
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Individual health insurance provides medical coverage for individuals not covered by an employer-sponsored health insurance plan.
This type of insurance can be purchased directly from an insurance provider or through a health insurance marketplace. At our Insurance Agency, we offer individual health insurance policies that can be tailored to meet your specific needs.
Benefits of Individual Health Insurance
Types of Individual Health Insurance
Health Maintenance Organization (HMO)
HMO plans typically have lower out-of-pocket costs but require choosing a primary care physician and getting referrals for specialist care.
HMO plans typically have lower out-of-pocket costs but require choosing a primary care physician and getting referrals for specialist care.
Preferred Provider Organization (PPO)
PPO plans offer more flexibility in choosing doctors and hospitals but may have higher out-of-pocket costs.
PPO plans offer more flexibility in choosing doctors and hospitals but may have higher out-of-pocket costs.
Point of Service
(POS)
POS plan combines features of HMOs and PPOs, allowing you to choose a primary care physician and offering the option to go out of network for care.
(POS)
POS plan combines features of HMOs and PPOs, allowing you to choose a primary care physician and offering the option to go out of network for care.
High-Deductible Health Plan (HDHP)
HDHPs have lower monthly premiums but higher deductibles, making them a good option for those who are generally healthy and don't require regular medical care.
HDHPs have lower monthly premiums but higher deductibles, making them a good option for those who are generally healthy and don't require regular medical care.
At our Insurance Agency, we understand that navigating the world of individual health insurance can be overwhelming. That's why we offer personalized service and support to help you find the right policy for your needs. In addition, our experienced insurance professionals can help you understand your options and guide you through the enrollment process.
Contact us today to learn more about our individual health insurance policies and how we can help protect you and your family's health.
Contact UsPeople First Insurance Family
We extend coverage to individuals and businesses in
Lake Charles, LA and surrounding areas.
337-761-9235service@peoplefirstfamily.comMobile App LinkAgency PortalLake Charles, LA and surrounding areas.
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