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Earthquake Insurance

Don't leave any aspect of your financial well-being to chance; protect yourself with the right insurance coverage for all your needs.

Earthquake Insurance

Don't let an earthquake shake up your finances - protect your home with earthquake insurance and rest easy knowing you're covered!

Earthquake insurance is property insurance that covers the damage or loss caused by an earthquake. An earthquake is a sudden and violent shaking of the ground due to the movement of tectonic plates. Earthquakes can cause significant damage to your home, business, or personal belongings, such as:

Cracks or collapses in the walls, floors, ceilings, or foundations
Broken or shattered windows, doors, or fixtures
Damage or destruction of electrical, plumbing, heating, or cooling systems
Damage or loss of furniture, appliances, electronics, or valuables
Fire, explosion, or water damage due to ruptured gas lines or pipes
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Earthquake Insurance

Earthquakes can cause significant damage to your home, business, or personal belongings, such as

Cracks or collapses in the walls, floors, ceilings, or foundations
Broken or shattered windows, doors, or fixtures
Damage or destruction of electrical, plumbing, heating, or cooling systems
Damage or loss of furniture, appliances, electronics, or valuables
Fire, explosion, or water damage due to ruptured gas lines or pipes

Our Earthquake insurance can help you protect your property from these damages or losses by providing you with the following

Financial compensation for the repair or replacement of your property



Additional living expenses if you need to relocate due to the damage


Debris removal and cleanup costs


Emergency repairs and mitigation measures


Earthquakes can happen anytime, anywhere, and without warning. According to the U.S. Geological Survey (USGS), there are about 20,000 earthquakes yearly in the United States. Some of them are minor and barely noticeable, but some of them are major and devastating.

Some common factors that affect your coverage and premium include

  • The location and value of your property
  • The age and condition of your property
  • The deductible and limit of your policy
  • The type and how much coverage you require.

If you want to safeguard your property from the devastating effects of earthquakes, you need earthquake insurance. Contact us to get a quote and consultation. We will help you navigate the best policy for your needs and budget. Don’t wait until it’s too late.

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Dwelling
Personal Property
Additional Living Expenses

Dwelling coverage

Risk Factors

An earthquake can damage your home and the internal structure of your home. You must pay for repairs from your pocket if you don't have coverage.

Solution

This coverage accounts for the rebuild or repair cost of the home and other structures on the property in the event of earthquake damages.

Personal property coverage

Risk Factors

An earthquake can cause damage to your interior furniture & fixtures, and you are bound to pay for their replacement.

Solution

If your personal property, like furniture, electronics, or other valuables, is damaged in an earthquake, you are covered up to certain limits.

Additional living expenses coverage

Risk Factors

While your house is under repair, you need another place to stay, like a hotel. If you don’t have enough coverage, you need to pay the accommodation expenses yourself.

Solution

This coverage pays additional living expense costs needed if you are required to live elsewhere temporarily due to earthquake damage to your home.

Theft Coverage

Risk Factors

You return from a family vacation to discover thieves have stolen electronic equipment from your media room.

Solution

If your possessions are stolen, damaged or destroyed in an insured loss, your coverage can help replace them, up to the policy’s stated limits.

Personal Possessions Coverage

Risk Factors

You mastered the basics of surfing during lessons in Hawaii but your wedding ring is stolen.

Solution

With personal possessions coverage, lost jewelry is covered up to your policy limits.

At our Insurance Agency, we understand that your assets is one of your most valuable assets. That's why we offer exceptional customer service and support from the initial consultation through the claims process. 

Contact us today to learn more about our Earthquake Insurance coverage and how we can help protect your home and personal belongings.

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