Privacy Policy

We value your privacy and are committed to protecting your personal information. This Privacy Policy describes how we collect, use, share, and protect your personal information when you visit our website or use our services.

1. Information We Collect

We collect different types of personal information depending on how you interact with our services:

1. Information You Provide to Us:

• When you request a quote, purchase insurance, or communicate with us, we may collect:
• Name, contact details (email, phone number, address)
• Social Security Number (SSN), driver’s license number
• Insurance policy details, payment information

     2. Information Collected Automatically:

• When you visit our website, we automatically collect:
• Device information, IP address, browser type
• Website usage details such as pages viewed, time spent, and referring URLs

    3. Communications Data:

• Any communication you have with us—via phone, email, or online chat—may be recorded and stored for quality assurance, training, or to help fulfill your requests.

   4. Cookies and Tracking Technologies:

• We use cookies, web beacons, and similar technologies to enhance your experience, analyze website usage, and deliver relevant content.

2. How We Use Your Information

We use the personal information we collect for purposes including but not limited to:

• Processing insurance applications, managing policies, and handling claims.
• Responding to inquiries, processing requests, and providing customer service.
• Sending relevant offers, promotions, or newsletters (with opt-out options available).
• Monitoring website usage, improving its functionality, and developing new products.
• Protecting against fraud, unauthorized access, and other threats.
• Complying with legal or regulatory requirements.

3. Sharing and Disclosure of Information

We respect your privacy and will not sell, rent, or share your personal information for marketing purposes without your consent. However, we may share your information in the following circumstances:

• Third-Party Service Providers: We work with trusted vendors for services such as data analysis, payment processing, email delivery, and customer support. These providers are obligated to protect your information and use it only for the purposes we define.
• Legal Compliance: We may disclose personal information if required by law, regulation, or court order.
• Business Transactions: In the event of a merger, acquisition, or sale of all or part of our assets, personal information may be transferred as part of the transaction.
• SMS Consent Protection: SMS opt-in and phone numbers collected for SMS consent is not shared with third parties or affiliates for marketing purposes.

4. Data Security

We take data security seriously and implement administrative, technical, and physical safeguards to protect your personal information from unauthorized access, misuse, or disclosure. However, no method of electronic transmission or storage is 100% secure, and we cannot guarantee absolute security.

5. Cookies and Tracking Technologies

We use cookies and similar tracking technologies to enhance your browsing experience and improve our website’s functionality. Cookies help us remember your preferences, analyze user behavior, and provide relevant advertising.

You can control or disable cookies through your browser settings. However, disabling cookies may limit your ability to use certain features of our website.

6. Your Privacy Rights

Depending on your location and applicable privacy laws, you may have the following rights regarding your personal information:

• Access: Request a copy of the personal data we hold about you.
• Correction: Request that we update or correct inaccurate personal data.
• Deletion: Under certain conditions, request deletion of your personal data.
• Restriction: Request that we limit how your personal data is used.
• Data Portability: Request your personal information in a machine-readable format.
• Objection: Object to the processing of your personal data for specific purposes, including marketing.

To exercise any of these rights, please contact us using the information provided in the "Contact Us" section below.

7. Third-Party Websites

Our website may contain links to third-party websites. We are not responsible for their privacy practices or content. We encourage you to review their privacy policies before providing any personal information.

8. Children’s Privacy

Our services are not directed at children under the age of 13, and we do not knowingly collect personal information from children. If we become aware that we have inadvertently collected information from a child under 13, we will take steps to delete it promptly. If you believe we have collected information from a child, please contact us immediately.

9. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. Any updates will be posted on this page, and we encourage you to review it periodically to stay informed about how we protect your information.

10. Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or our privacy practices, please contact us.