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Watercraft Insurance

Don't leave any aspect of your financial well-being to chance; protect yourself with the right insurance coverage for all your needs.

Watercraft Insurance

Stay afloat with watercraft insurance that protects your boat, crew, and peace of mind.
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Watercraft Insurance

As a boat owner, you know how much joy and excitement watercraft can bring to your life.

However, accidents can happen anytime, and properly insured can give you peace of mind. Our Insurance Agency offers watercraft insurance policies designed to protect you and your boat from a range of risks.

We offer a variety of watercraft insurance policies to meet your specific needs. Our policies can cover the following:

Powerboats and sailboats



Jet skis and other personal watercraft


Fishing boats and other specialized watercraft


Accidents and collisions


Damage from weather events and natural disasters



Theft and vandalism



Liability for bodily injury and property damage


Our experienced agents will work with you to design a Watercraft Insurance policy that meets your specific needs and budget. We offer flexible policy options, including different coverage levels and deductible amounts, so you can customize your coverage to fit your requirements.

In addition to our standard Watercraft Insurance coverage, we also offer additional coverage options that can further enhance your protection, including:

Financial Protection

In the event of an accident or other covered loss, watercraft insurance can help cover the cost of repairs or replacement of your boat and other equipment.

Liability Coverage

Watercraft insurance can help protect you if you are found liable for causing damage to someone else's property or for causing bodily injury to someone else while operating your watercraft.

Peace of Mind

With watercraft insurance, you can enjoy your time on the water without thinking about the financial impact of accidents or other unforeseen events.

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Hurricane
Watercraft breakdown
Property Damage
Uninsured Watercraft
Bodily injury liability

Hurricane coverage

Risk Factors

The marina where you dock your cabin cruiser is in the path of an approaching hurricane — you want to get it out of the water and hauled to a safe location as soon as possible.

Solution

Watercraft insurance helps with the cost of professional haul-out when a hurricane or tropical storm threatens your boat.

Watercraft breakdown coverage

Risk Factors

Your motorboat stalls in the middle of the lake — and won’t restart. You’re not sure what went wrong, but you need help now.

Solution

Optional coverage may help with the cost of emergency labor where your boat is disabled or a tow to the nearest location where repairs can be made. It may also cover the cost of gas, oil, or a battery if needed.

Property damage coverage

Risk Factors

Your watercraft might collide with someone’s personal property and cause damage to the same.

Solution

If you cause an accident that damages another person’s property, liability coverage may help pay for expenses you incur as a result.

Uninsured watercraft coverage

Risk Factors

You may meet with an accident involving another watercraft that is not insured or has insufficient coverage for the loss caused by the accident.

Solution

The uninsured watercraft coverage on your boat insurance policy may help pay for the resulting expenses.

Bodily injury liability coverage

Risk Factors

The people sailing in a boat may face bodily injury, making the owner pay for their medical expenses.

Solution

Watercraft insurance may help prevent you from paying out of pocket for medical bills and other related costs like loss of income.

At our Insurance Agency, we understand that your Watercraft is one of your most valuable assets. That's why we offer exceptional customer service and support from the initial consultation through the claims process. 

Contact us today to learn more about our Watercraft Insurance coverage and how we can help protect you and your personal belongings.

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